Share This Article
Drivers in Florida are only required to purchase low levels of personal injury protection and property damage liability insurance. Yet due to increased risks from uninsured or underinsured motorists, insurance fraud, severe weather events, and more, many Florida drivers opt for more car insurance protection than the state minimums.
“Florida has the third-highest rate of fatal auto accidents in the country and third-highest rate of vehicle thefts,” said Mark Friedlander, senior director of media relations for the Insurance Information Institute (Triple-I), based in St. Johns, Fla. “It has the most litigated personal injury claims in the country,” and “a very high level of auto insurance fraud, especially staged accident schemes.”


