What Really Affects Your FICO Score?

Ever wonder how your credit score is calculated? Although many companies are can gather your credit history and produce your credit score, there one major kind of credit score most lenders refer and that’s your FICO score. FICO scores range anywhere between 300 - which is really poor and 850 - which is really great.…

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Loans

Need Quick Cash? Personal Loan or Payday Loan?

If you’re in need of a small loan, you may be wondering if you should try your luck with a personal loan or go for a payday loan. Often times, payday loans are appealing because they’re easy to apply for and can be done online from the comfort of your own home if you want.…

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Loans

Need To Borrow Less Than $500? Pawn Shop or Payday Loan…?

If you need to borrow less than $500 and are wondering whether you should apply for a payday loan or just pawn one of your valuables, you have to weigh your options. Pawn shops aren’t going to give you very much for your valuable items because they have to make a profit. That means if…

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Credit Scores

What Really Affects Your FICO Score?

Ever wonder how your credit score is calculated? Although many companies are can gather your credit history and produce your credit score, there one major kind of credit score most lenders refer and that’s your FICO score. FICO scores range anywhere between 300 - which is really poor and 850 - which is really great.…

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Credit Cards

Common Credit Card Questions People Wonder About: Part 3

In part 1 and part 2 of Common Credit Card Questions People Wonder About, we covered various topics ranging from cosigning and interest fees to annual fees and debt elimination. In the final installment, we’re going to cover three more issues people wonder about. Is it a good idea to carry a balance? You should…

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Credit Cards

Common Credit Card Questions People Wonder About: Part 2

The internet is full of information about credit cards, yet people still wonder what the best choice is for them. In Part 1 of Common Credit Card Questions People Wonder About, we went over whether card holders should close out accounts or ditch cards with annual fees. In part 2, we’ll cover more questions people…

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Credit Cards

Common Credit Card Questions People Wonder About: Part 1

No matter how much information is out there about credit cards, there still seems to be many unanswered questions people have about them. Here are 3 common credit card questions people wonder about: Should I get a card with an annual fee? - Because there are so many awesome fee-free credit cards on the…

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Credit Cards

Here’s Why You May Only Need Two Kinds Of Credit Cards

Wondering how many credit cards you should have? Well, that depends on who you ask. Some financial experts say zero….as in none. Others say as many as you can handle. However, the question may not be how many you can handle, but more so what kinds of cards you should carry. Co-founder of credit.com, Adam…

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Loans

Dead End Loans, You’ve Got To Avoid: Part 3

In Dead End Loans You’ve Got To Avoid: Part 1 and Part 2, you had a chance to see the bad side effects of pay day loans, car title loans, credit card cash advances, casino loans and pawn shop loans. In part 3 we are going to cover other kinds of loans that may end…

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Loans

Dead End Loans You’ve Got To Avoid: Part 2

Financial binds can trap anyone, but before you go out looking for a loan there are some options you may never want to consider. In Dead End Loans You’ve Got To Avoid: Part 1, we covered payday loans, car title loans and tax preparer loans. Now in part 2 we are going to cover some…

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